Mike Davis and Associates PC.

Call Now To Fight Back And Win!

(312) 759-1900

Mike Davis and Associates PC.

Case 1

John Anderson was so happy with his result that he gave us permission to share his name and file with other clients. He was being sued by a debt buyer for $41,000. John is a commercial real estate loan broker and usually earns a pretty good income. But his situation was critical. First, he was on the hook for $120,000 in student loans which he had co-signed signed for his son- but his son couldn’t find a job. Second, his income was strictly commission, and he was in one of those times when it was just taking forever to close some deals.

John had originally gone to another law firm. They charged him $500.00 and acted like it was a great achievement that they had negotiated the case down to “only” $22,000.00. John couldn’t afford to pay $21,000.00 any more than he could pay $41,000.00. So, he fired his lawyers and found me on the internet.

I took the case over, worked it up, and was ready for trial. The debt buyer LVNV Funding, LLC voluntarily dismissed the case without prejudice, meaning they retained the right to refile the lawsuit within one year of the day of dismissal. LVNV never refiled, and deadline passed. John paid ZERO dollars on a $41,000.00 claim! Just imagine how delighted he was with our services. He said that he had been dealing with lawyers for years and that this was the first time he had seen a lawyer actually do what he said that he would do. I have handled over 135 debt buyer cases, and no case dismissed without prejudice has ever been refiled. Once a debt buyer realizes that someone is going to fight back, they drop the case and move on.

Case 2

“Alice,” the secretary for one of my corporate clients, was in tears when she called me. Her husband, a construction sub-contractor, had put $9,000.00 for materials on his Home Dept card. But when the project’s general contractor got paid, he skipped town and left Alice’s husband with the credit card debt. I got the case dismissed with prejudice; Alice and her husband paid ZERO to the debt buyer.

Case 3

For many years, my client “Harold” had operated a very successful and well-known Chicago area business, he was used to racking up big bills on his credit cards, but always paid them off- until his wife was diagnosed with Alzheimer’s disease. His business, and ability to pay, collapsed when he began caring for his wife full-time. Harold got sued for two credit cards- one for $38,000.00 and the other for $25,000.00. The first case was dismissed, and Harold paid ZERO to make it go away. The second case we settled for $1,000.00. Harold saved $62,000.00 by hiring me.

Case 4

We handle auto repossession cases, too! My client “Darryl” was sued for over $6,000.00 he supposedly still owed on a car that he had given back to the dealer. He simply couldn’t afford to keep repairing the jalopy and also make the high payments. The case was dismissed, and Darryl paid ZERO.

For more information on Debt Buyer Case Studies In Illinois, a free telephone consultation is your next best step. Get the information and legal answers you are seeking by calling (312) 759-1900 today.

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Call Now To Fight Back And Win!
(312) 759-1900